Debt Service Coverage Ratio Analysis

Real Estate Financial Modeling & Investment Analysis Dashboard

Loan Parameters

DSCR Indicator

Debt Service Coverage Ratio
1.28
Excellent

Key Metrics

Annual Debt Service
$159,234
Annual Cash Flow
$44,612
Loan-to-Value Ratio
70.0%

Property Financials

Gross Rental Income $285,000
Other Income $12,000
Vacancy Loss (5%) -$14,250
Effective Gross Income $282,750
Property Tax -$28,500
Insurance -$8,400
Property Management -$14,138
Maintenance & Repairs -$17,100
Utilities -$6,420
Other Operating Expenses -$4,346
Net Operating Income (NOI) $203,846

DSCR Breakdown

Sensitivity Analysis

DSCR values at different Interest Rates and NOI scenarios

Interest Rate NOI -10% NOI -5% Current NOI NOI +5% NOI +10%

Cash Flow Projection

made with